Privacy Policy

  

West Wide Finance & Realty
NMLS ID 1928589
Effective Date: September 13, 2026

West Wide Finance & Realty (“West Wide,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information entrusted to us. This Privacy Policy explains how we collect, use, disclose, and safeguard information obtained through our website, online mortgage application portal, communications, and mortgage-related services.

This Privacy Policy applies to information collected online and should be read together with any additional privacy notices or disclosures that we provide in connection with a particular mortgage transaction.

1. Information We May Collect

Depending on how you interact with us, we may collect personal and nonpublic personal information, including:

  • Name,      mailing address, email address, and telephone number 
  • Date      of birth and identifying information 
  • Social      Security number or taxpayer identification information 
  • Employment      and income information 
  • Assets,      liabilities, and financial account information 
  • Property      and mortgage loan information 
  • Credit      information and consumer-report information 
  • Documents      and information submitted with a mortgage inquiry or application 
  • Communications      between you and West Wide Finance & Realty 

When you use our website or online services, we may also collect technical information such as your IP address, browser or device information, pages visited, and similar website usage information.

2. Sources of Information

We may obtain information directly from you, from your mortgage application and supporting documentation, and from third parties involved in evaluating or processing a mortgage transaction.

These third parties may include consumer reporting agencies, lenders, investors, verification providers, settlement-service providers, and technology or service providers supporting our mortgage operations.

3. How We Use Your Information

West Wide Finance & Realty may use information to:

  • Respond      to inquiries and requests 
  • Evaluate      and process mortgage applications 
  • Arrange,      originate, broker, or facilitate mortgage financing 
  • Verify      identity, employment, income, assets, credit, and other application      information 
  • Communicate      with applicants and borrowers 
  • Provide      required disclosures and transaction updates 
  • Prevent      fraud and protect the security of our systems 
  • Maintain      required business and transaction records 
  • Improve      our website and services 
  • Comply      with applicable legal, regulatory, licensing, audit, reporting, and      record-retention requirements 

4. How We May Share Information

We may disclose information when necessary or permitted by law in connection with providing mortgage and financial services.

Information may be shared with lenders, investors, consumer reporting agencies, verification providers, appraisal providers, title and escrow companies, settlement-service providers, technology providers, document-service providers, attorneys, accountants, auditors, regulators, law enforcement, and other parties involved in or supporting a requested mortgage transaction.

We may also disclose information with your consent or when otherwise required or permitted by applicable law.

5. Sale of Mortgage Application Information

West Wide Finance & Realty does not sell mortgage application information for money.

Any sharing of nonpublic personal information is subject to applicable law and the privacy notices and disclosures provided in connection with our financial services.

6. Information Security

West Wide Finance & Realty maintains administrative, technical, and physical safeguards designed to protect customer information against unauthorized access, use, or disclosure.

Access to sensitive information is limited to personnel and service providers who require the information for legitimate business, transaction, compliance, or servicing purposes, subject to applicable safeguards and legal requirements.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

7. Cookies and Website Technologies

Our website and service providers may use cookies, logs, analytics, and similar technologies to operate our website, maintain security, remember preferences, understand website usage, and improve functionality.

You may be able to control certain cookies through your browser settings. Disabling cookies may affect some website functionality.

8. Third-Party Platforms and Links

Our website and mortgage application process may use or link to third-party platforms and service providers, including technology used for mortgage applications and loan origination.

These third parties may maintain their own privacy policies governing information they collect or process. Their privacy practices are separate from this Privacy Policy except when they process information on behalf of West Wide Finance & Realty.

9. Financial Privacy Notices

Because West Wide Finance & Realty provides mortgage-related financial services, additional federal or state financial privacy notices may apply to particular consumers or customers.

This website Privacy Policy does not replace any separate financial privacy notice, opt-out notice, or other disclosure required for a particular consumer relationship or mortgage transaction.

Where applicable, those notices provide additional information concerning our information-sharing practices and rights available to consumers.

10. California Privacy

California residents may have privacy rights under laws applicable to particular information or businesses.

Certain personal information handled in connection with financial services may be governed by specialized federal and state financial-privacy laws. West Wide Finance & Realty will process applicable privacy requests and provide required notices in accordance with laws applicable to our activities and the information involved.

11. Children's Privacy

Our mortgage services are intended for adults and are not directed to children under the age of 13.

West Wide Finance & Realty does not knowingly use its website to solicit personal information from children under 13.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our business practices, technology, services, or legal requirements.

The Effective Date displayed at the top of this page identifies the current version.

13. Contact West Wide Finance & Realty

Questions or requests concerning this Privacy Policy may be directed to:

West Wide Finance & Realty
NMLS ID 1928589
2100 Watt Ave., Suite 170
Sacramento, CA 95825
Phone: (916) 705-8038
Email: Manager@westwidefinance.com